The 5 Best Money Changers in Vietnam That Are Fast, Safe, and Reliable
If you love traveling and touring other countries, the number one thing you should always prioritize is having cash on hand—because not every place accepts cards or digital payments.
Take Vietnam, for example, where cash is more common and essential for everyday use, especially in remote areas and small businesses.
So before you explore attractions or try local street foods, you need to find a money-changing place in Vietnam first. To save you the trouble, we have a few suggestions here!
How much does changing money cost in Vietnam?
Banks typically charge a commission rate of 0.5% to 2% per transaction, while gold and jewelry shops often offer this service for free.
1. Western Union
Address: 16 Cách Mạng Tháng Tám, Phường Bến Thành, Quận 1, Hồ Chí Minh
Phone: +842838298820
Business hours: Monday to Sunday, 8 AM–9 PM
I’m pretty sure we’ve all heard this name — Western Union is one of the most trusted remittance centers not just in Vietnam, but around the world when it comes to sending money and currency exchange.
The biggest advantage of Western Union is its wide reach across Vietnam, so you, as a sender, or your recipient can find a branch no matter where you are.
What’s more, their online tool is a really handy feature; you can view real-time USD-to-VND rates, set alerts for shifts, and get a full breakdown of fees before you commit.
And get this—there’s even a first-time digital transfer offer that waives the usual transfer fee!
Of course, this kind of convenience comes at a cost, so service fees can be higher.
Very fast and convenient
“It’s a private office (not a bank) with a very friendly lady working there. Last time it took me 3 hours and a lot of paperwork to receive Western Union through the bank, but this time it took only 5 minutes and no paperwork. They will need your transaction number and your passport only. Easy to find — there are bright signs everywhere. Highly recommend for quick service!”
Miley, Google Reviews
Excellent
“Sent money to myself, and the rate was better than the currency app said it would be. Really excellent experience. There are a bunch of drain flies that come up to you, but it’s not a big deal; they are harmless.”
2. Vietcombank
Address: 5 Công trường Mê Linh, Bến Nghé, Quận 1, Hồ Chí Minh
Phone: +842838297245
Business hours: Monday to Friday, 8 AM–12 PM, 1–4:30 PM
Vietcombank is one of Vietnam’s most reputable banks, serving over a hundred locations across the country. Their forex desks allow the exchange of 13 currencies, including USD, EUR, JPY, and more.
These transactions can be done either via physical branches or through online banking.
The biggest advantage of Vietcombank is its legal adherence and transparency, which means it’s low risk and you know you’re fully supported by Vietnam’s banking regulations no matter what happens.
However, one thing to be mindful of is the hidden rate markups, so you might receive less favorable rates than the market standard.
Choosing this bank for money exchange services is very convenient. The transaction is well-organized, and the speed is exceptional. There’s even free coffee at the branch I went to.
Fantastic
“The transaction branch is spacious, comfortable, often crowded but the staff work quickly, thoroughly, and are quite gentle and enthusiastic.”
Thanh Phong Doan, Google Reviews
Great
“The transaction was very quick and I didn’t have to wait long. The staff was gentle and polite.”
Mai Huynh, Google Reviews
3. BIDV
Address: 1st, 2nd Floor, No. 34, Hang Muoi Street, Hoan Kiem Ward, Ha Noi City
Phone: 024 393 504 72
Business hours: Tuesday to Saturday 7:30 AM–5:00 PM
BIDV is simply a powerhouse in money changing. As Vietnam’s largest bank by assets, its currency exchange services extend beyond the basics: spot trades, forward contracts, swaps, and more.
The bank supports over 100 foreign currencies with competitive rates and lower spreads.
BIDV is especially strong in supporting businesses with these services, as forward contract tools let you lock in rates now for a future date, helping to stabilize budgeting and planning.
Another feature is the spot trade, where you can exchange currencies at today’s rate with a settlement that’s typically within two business days.
Although I must say that the transaction may require formal documentation, which could be overkill for casual exchanging.
As expected
“Perfect service, quality as expected, enthusiastic consultants.”
Minh Nut Le, Google Reviews
Great
“Professional, bright and clean, quick procedure, good attitude!”
Hung Dinh, Google Reviews
4. Buck Service
Address: 22 An Thượng 30, Bắc Mỹ Phú, Ngũ Hành Sơn, Đà Nẵng
Phone: +84393742872
Business hours: Tuesday to Saturday, 8:30 AM–9 PM
Buck Service is a local, private currency exchange provider known in Da Nang for offering the “best rates in town.” They buy high and sell low, which greatly benefits customers.
They deal with over 30 currencies, including USD, EUR, PHP, and more.
The service is exceptional—fast transactions, friendly staff, and rates reflect what’s posted in their shop. Not to mention, it’s also competitive.
So, if you’re looking for a reliable currency exchange in Da Nang, Buck Service is a notable option. Aside from my experience, locals and tourists also vouch for the shop’s reliability.
The only thing I noticed that was a little bit of a letdown was the size of the space. It was pretty small, so it could get crowded easily.
The best
“The BEST exchange rates in Da Nang with zero convenience fees. The guy is friendly and gives great recommendations for food, too. You should definitely exchange money here.”
Pema Tashi, Google Reviews
Just had a great experience here
“Just go up the steps and to the left. The gentleman was polite and funny and gave me a very good rate for $100 USD bills. It was quick and easy, the best exchange experience in SEA over the past month I’ve been here. I will definitely come back here next time.”
John Hanna, Google Reviews
5. Kim My Kim
Address: 28 Lê Lộ, Bắc Mỹ Phú, Ngũ Hành Sơn, Đà Nẵng
Phone: +84395276967
Business hours: Monday to Sunday, 8 AM–7 PM
Kim My Kim is another local private exchanger in Đà Nẵng that offers currency exchange with a modern touch.
Kim My Kim’s most impressive service is probably the crypto-to-cash and vice versa. It’s unique since this kind of service is likely unheard of among local exchangers.
So, if you’re traveling and need to convert crypto quickly, Kim My Kim is one of those places that can do it.
Their rates are also competitive and real-time, and the service is traveler-friendly. They stay open, even on holidays!
However, their services are tied only to Đà Nẵng, which honestly is the only thing that I think is a waste, considering how accessible their service scope could be.
The best
“The place I recommend to all my friends and acquaintances. Simply the best rate of exchange for USD, Euro, Baht. I’ve checked others, not even close to Kim My Kim. Keep up the great work!”
Robert Mergaert, Google Reviews
Smooth transaction
“I was surprised how smooth it went. The staff counted everything clearly and even double-checked with me. Very trustworthy.”
Сергей Серебреников, Google Reviews