Stay Protected on Your Trip With the 4 Best Travel Insurance Agencies in Vietnam
Travelling is all fun and exciting until something happens and you have nothing to back you up. I know that for some people, travel insurance is just an unnecessary extra, but hey, you’ll never know when you’ll need it.
This country is full of adventure, and you can’t always control what might happen. And honestly, you’ve got nothing to lose if you get travel insurance here in Vietnam; you’ve got a lot to gain instead.
Keep your travels safe and protected, so if ever the unexpected hits, you know there’s something you can rely on.
How much does travel insurance cost in Vietnam?
The cost of travel insurance in Vietnam starts from VND 143,000 to VND 300,000, depending on the scope of coverage and duration.
1. Chubb Insurance
Address: Tòa nhà Sun Wah, 115 Nguyễn Huệ, Bến Nghé, Quận 1, Hồ Chí Minh
Phone: +842838278989
Business hours: Monday to Friday, 8:30 AM–5:30 PM
Website
In the event of emergencies or any problems during your travel period, Chubb is ready to back you up with their “Worldwide Travel Protection Plan.”
This plan covers emergency medical assistance, personal accidents, baggage delay, trip cancellation costs, and more.
Chubb provides both one-time travel insurance and annual trip plans for international trips. They tailor these plans for different traveller types, such as frequent flyers, families, and more.
On top of that, policyholders have access to Chubb Assistance, which is a network of global medical experts who can offer assistance by providing referrals in case of injury or medical emergencies overseas.
Chubb is indeed a reliable travel insurance provider. The procedures are quick, and it was no hassle getting in touch with them at all.
Although there are some reported delays in the turnover of the compensation, they still stay true to their policies.
Great
“Attentive insurance consultant. Quick procedures for settling hospital fees. I plan to buy a lifetime financial insurance policy for the whole family.”
Nguyen Khanh Minh, Google Reviews
2. Luma Health
Phone: +6624943600
Business hours: Monday to Friday, 9 AM–6 PM
Website
Luma Health practices international standards while staying true to local knowledge. Their Vietnam travel insurance is backed by global-standard partners, includes comprehensive assistance, and has been protecting travelers not just in Vietnam, but across Southeast Asia for years.
If you get travel insurance from Luma Health, you’re covered for emergency medical treatment, trip cancellation, lost baggage compensation, and more — in case of an unfortunate event while you’re in Vietnam.
These events may include motorbike accidents, food poisoning, and many more scenarios.
Their travel insurance costs are pretty flexible and can vary depending on several factors, like trip duration and medical coverage. It all depends on the plan, but some benefits may have lower limits or require add-ons.
Their online system is pretty convenient as well: fast digital quotes; online claims submission, certificate issuance, etc.
Super easy and reliable travel insurance!
“I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting. What I really liked is that it covers not just regular travel stuff, but also health issues and motorcycle accidents — which is a big plus if you’re riding motorcycles around in SEA. Tip: Always get your travel insurance before you start the trip!”
Clara May, Google Reviews
Great
“I have been using the Luma Vietnam Pass when I travel to Vietnam. It was the first time I was sick and went to hospital. I paid for the service with my own money, then I filed the claim with insurance. I submitted all the documents they need. And then the insurance wire transfers back money into my checking account. I will use Luma Vietnam Pass again for my travel insurance.”
My Linh Le, Google Reviews
3. MSIG TravelEasy
Address: The Hallmark, Đ. Trần Bạch Đằng, Quận 2, Thủ Đức, Hồ Chí Minh
Phone: +842838219030
Business hours: Monday to Friday, 8 AM–5 PM
Website
With MSIG’s travel insurance, aka TravelEasy, you get coverage of up to 3 billion VND, which can cover several unexpected situations like lost documents, flight delays, luggage loss, and many more.
They also utilize digital tools, making the process easy and convenient. You can get the TravelEasy insurance within minutes — even in just a few hours before your travel.
On the contrary, submitting a claim to their office can be a little tedious.
Their insurance fee is pretty competitive, starting at an affordable price. What’s more, you get incentives and perks if you get the family package.
What makes MSIG an ideal choice is that the company is financially strong, partners with reputable names, and is backed by more than 100 years of industry experience.
Very satisfied
“I have used this company’s insurance and am very satisfied with the professional advice of the staff. My claim was processed quickly.”
Quyen Pham, Google Reviews
Great
“I use the MSIG Healthcare insurance service. The guarantee and payment service is fast and convenient. I am very satisfied with the quality of the service, the application processing and payment are very fast, and the support is enthusiastic.”
Minh An Huynh, Google Reviews
4. World Nomads
Phone: +353 21 237 8007
Business hours: Monday to Friday 9:00 am – 5:00 pm UTC (4:00 pm – 12:00 am Vietnam local time)
Website
World Nomad offers two types of travel insurance plans: Standard and Explorer. Each of these plans has different benefits and limits of coverage.
The Standard Plan includes the basic range of benefits like medical, baggage liability, and trip cancellation.
Meanwhile, the Explorer Plan includes everything in the Standard Plan and so much more. It also has higher benefit limits and is more expensive.
Clients will need to decide carefully regarding their preferred plans because the agency doesn’t allow upgrades from the Standard Plan to the Explorer Plan once the trip has started.
What’s really impressive is that World Nomads is pretty transparent on their limitations, so it’s made clear in the beginning which scenarios aren’t covered for your trip.
World Nomads is the best travel insurance
“I found their coverage to be very reasonable, and they are very responsive. I checked with another well-known travel insurance company, and they were more expensive and offered much less medical coverage. I will not travel outside the U.S. without purchasing a World Nomads travel insurance policy.”
A T, Google Reviews
Reliable
“Received prompt help in an emergency situation and was refunded for medical costs after a short time.”
Manuela Keggenhoff, Google Reviews